Mortgages
If you need a loan to finance a new home purchase or to refinance your existing property, we’re here to guide you through every step of the process.
There are a multitude of different products on the market and every lender will have their own criteria for who they are willing to lend to and how much they will allow you to borrow. That’s why it’s recommended that you seek professional advice from a team such as ours.
We can search the whole of the mortgage market to ensure that you get the right product and terms for your individual needs.
Steps to getting a mortgage
Book an appointment with one of our advisers.
They will be able to assess your income and outgoings to give you a good sense of how much you may be able to borrow
Secure a Mortgage in Principle
We will arrange this for you as evidence that you are highly likely to be able to access the funds you need to purchase a property
Go and find your dream property!
Search the market knowing that you are in a good position to borrow.
Offer accepted!
Once you have had an offer accepted on a property, we will complete a mortgage application for you and guide you through all the steps to securing the loan
When to remortgage
If you already own your property don’t forget that you can start looking at your remortgage options up to six months before your current agreement ends.
Give us a call so that we can review the offer from your current lender and search the whole of the market to make sure you move onto the best possible product for your current circumstances.
